Patelco Routing Number Preserves All Your Online Finances

In terms of finances, today’s generation holds far better and convenient sources as compared to the tumbled down generation. What made such a difference? To the pride of the Patelco credit union, the Patelco routing number has made all the differences. How? Routing number or RTN (Routing transit number) refers to a nine-digit code.

This code allows the banking institutions and credit unions to process safe and secure net banking. Without a doubt, the ABA or American Bankers Association receives all the credit for introducing such a high-end online financing mechanism.

Patelco Credit union Routing number safeguards every online monetary transaction that interacts using the Patelco credit union account.

This code allows the banking institution to receive the information related to the location of the sender of the funds and the receiver of the funds.

Must Read:

South State Bank Routing Number Delivers Your Bank Transfer Request Safely

This mechanism helps the authorities to keep an intact record of every transaction location-wise. Alongside this, it also diminishes the possibility of cybercrimes related to ATMs, credit and debit cards. 

What is Patelco Credit Union?

Patelco is a community credit union that holds headquarters in Dublin, California in the United States. It was introduced in 1936. To the reader’s surprise, it is ranked as the 6th largest credit union in California due to its $6 billion asset investment and growth.

Together with this, across the US nation, it ranks as the 26th largest and renowned. Apart from this, across the country, it holds 36 branches open for various financial and banking services. These services include:

  • Checkings & Savings Account
  • Money Market
  • Health Savings Account
  • Holiday Club Savings
  • IRA and Education Savings
  • Vehicle loans
  • Home loans
  • Credit Cards
  • Home loan Consultants
  • Home loan program
  • Home Equity lines of credit
  • Investments
  • Future planning
  • Retirement planning
  • Construction loans
  • Financial Advisor services
  • Insurance
  • Digital Banking
  • Membership Banking and Benefits
  • Community Events
  • Community NEWS

Note: To reap the benefits of any of the given services, you can go to the official website portal of Patelco Credit Union. Click here to visit.

What is the Routing number Patelco Credit Union?

Patelco routing number California is 321076470. It is noteworthy to mention that this routing number is only applicable for making online payments in Berkeley, Brentwood, Campbell, Danville, Dublin, Elk Grove, Fairfield, Livermore, Milpitas, Novato, Oakland, Oakland – City Center, Pleasanton, Redwood City, Rohnert Park, Roseville, Sacramento, San Bruno, San Leandro, San Mateo, San Francisco – Downtown, San Francisco – Sunset, San Jose – East, San Jose – Almaden, San Ramon – Bishop Ranch, Folsom, Fremont, Castro Valley, Citrus Heights, Concord, Daly City, Hayward, Lafayette, San Ramon – Crow Canyon, Santa Clara, Santa Rosa, Sunnyvale, and Walnut Creek.

To the reader’s surprise, the users of the Patelco credit union routing number enjoy many benefits. One of the boons that are mainly featured by Patelco is that this credit union does not charge any additional fee from its customer for incoming or outgoing FedACH transfers. Again, for making any ACH transfer, the web portal or the Patelco Online ™ asks for a nine-digit routing code. 

How to find my Patelco credit union routing number?

To find your Patelco routing number on the check, follow the instructions given below:

  1. Take a checkbook linked to your Patelco credit union account.
  2. Observe 4-digit code at the top-right. It is your check number.
  3. Next, take a look at the bottom. You will find a series of 3 different numbers.
  4. The 4-digit code at the very right is again your check number.
  5. The 14-digit code in the middle is your account number.
  6. The nine-digit code at the very left is your routing number.

You can also find your Patelco routing number online. Follow the instructions given below:

  1. Download Patelco Online ™ mobile application.
  2. Log in using your User ID and Password.
  3. You can also login to the Patelco Credit union website portal
  4. Select the “Account details” option.
  5. You will find your routing number right below your account number.

Note: You can also connect with the Patelco credit union customer care agent at 800.358.8228. This number is open for service only during business hours. 

General FAQs

  • Is Patelco FDIC insured?

Yes! Patelco credit union automatically insures the funds in the accounts of its permanent members. Thus, you don’t need to go through any extra trouble of signing up with FDIC. However, it is recommendable to read the terms and conditions to acquire such coverage value upon any loss.

  • Is Patelco nationwide?

No! Patelco credit union only offers its banking, financial, investment and insurance services in Northern California. To be particular, it accepts membership applications from locales of the San Francisco Bay Area. 

  • How do I become a member of the Patelco credit union?

To become a member of Patelco, you must hold the following governmental-issued documents:

  • Social security number
  • Driver’s license
  • Address proof 
  • Any co-existing external bank account

It is noteworthy to mention that your current permanent address must fall in one of the following counties or cities:

  • Contra Costa
  • El Dorado
  • Marin
  • Sonoma
  • Stanislaus
  • Merced
  • Alameda
  • Napa
  • Placer
  • Santa Clara
  • Solano
  • Yolo
  • San Joaquin
  • San Mateo
  • Santa Cruz
  • Bakersfield
  • McKinleyville
  • Eureka

By becoming a member of Patelco credit union, you can reap the benefits such as no minimum balance policy, easy loans, and mortgages, customer loan discount up to 10%, and charge-free ATM withdrawals & online wire transfers. 

  • Does Patelco exchange foreign currency?

Yes! Patelco credit union does exchange foreign currency. However, it is significant to note beforehand that Patelco banking authorities charge for such high-end banking service, I .e.., exchanging foreign currency.

  • Can you deposit Cash at Patelco ATM?

Yes! A customer holding a Patelco credit union bank account can directly deposit cash at any nearest Patelco ATM. You can visit the Patelco credit union web portal to find the nearest ATM to your location.

Conclusion

Patelco credit union is one of the leading names in the banking industry. It has already grasped the status of becoming the 26th ranking banking corporation in the United States. 

As per the records, this credit union offers it extra-beneficial services to over 360, 000 permanent members. To become a member today, connect with the nearest Patelco Credit Union branch in your area. For more information, send us queries in the comment section.

Leave a Reply

Close Menu