Maximize Your Savings With Lake Michigan Credit Union

There are many ways to save and increase your income. Lake Michigan Credit Union is one of them that offers its members a chance to earn more.

LMCU

Lake Michigan Credit Union or LMCU was founded in 1933. The Credit Union is based in Grand Rapids. Till present, LMCU is located in 53 locations of Michigan and Florida. It is the largest credit union and also the financial institution in Michigan.
LMCU operates as a non-profit organization. It is federally insured and is therefore regulated by the National Credit Union Administration (NCUA). The NCUA charter number of the credit union was 62514.

LMCU Services

Considering the services, the Credit Union is known for offering various services including:
  • banking
  • mortgage
  • investment
  • personal insurance
The bank offers an opportunity for everyone. So whether you are volunteerism, philanthropy, sponsorships you can become its member easily. Also, if you want to fulfill your housing needs you can approach the LMCU without any second thought. The Credit Union is proudly serving its customers and make sure that every member of the Credit Union is completely satisfied with its services.

LMCU Online Banking

Not only the Lake Michigan Credit Union offers great services but also the convenience to avail them. If you are a member of LMCU then get access to your account conveniently. LMCU offers highly secured online banking services to its customers.
The best benefit of online banking services is you can access your account from anywhere, anytime.

LMCU Online Banking Login

For accessing the account online here the steps for LMCU login:
  • Visit the homepage of LMCU manually or by typing the web address https://www.lmcu.org/
  • The login area appeared on the screen.
  • Enter the user ID and enter login details.
  • Enter the password and click on Submit button
In case you forgot the password does not get disheartened. You can regain your account by resetting your password.
Here are the steps to reset the password of your account.
  • On the login page click on the link “Forgot Password”
  • On the next page, enter the User ID, first and last name and the four digits of the social security number.
  • You will receive an email with instructions to reset your password.

LMCU Online Banking Registration

Here are the steps to register yourself for the LMCU online banking.

  • Click on the login box and then on the “Sign up” option.
  • From a drop-down menu select whether you need to sign up for personal banking or other banking option.
  • Choose the option and proceed further with the registration process.
If you face any problem with login or registration, contact the toll-free number of LMCU (800) 242-9790.

LMCU Online Banking Account Management

Want to get rid of visiting the LMCU branch physically? Start using its online services.
The online access to the LMCU account helps the user to perform the following tasks:
  • Bill payment
  • Opening account
  • Getting e-statement
  • Receiving e-alerts
  • Applying for loan

LMCU Mortgage Rates

Are you wondering to buy a new home? No doubt purchasing own home is one of the biggest decision that one makes. Drawing your power to dream and converting it into reality demands your patience and your maximum savings.
With the best mortgage rate the LMCU help people in becoming homeowners. So whether you are planning to purchase, building or refinancing then you can avail of the financial help at the best interest rates.
LMCU offers loans at low mortgage rates. The Credit Union claims to refund $300 in case it fails to provide loans at the lowest interest rate. So by availing the loan from LMCU pay less,  and enjoy less expense over the life of the loan.

LMCU Routing Number

A routing number is a nine-digit code that is being used to identify the bank location. The American Banking Union provides this nine-digit code to the registered banks and credit union across the US. This number is highly useful and is used for various purposes like

  • Direct Deposit
  • Wire Transfer
  • Bill Payment and lot more

The LMCU routing number is 272480678.

LMCU Routing Number Uses

Direct Deposit 

While availing the bank services, have you ever heard about the direct deposit. No doubt, it is the safest and easiest way to have a paycheck, pension payment, dividends, social security, etc,
With the Direct deposit, the employer is authorized to transfer the funds electronically.
The biggest advantage of direct deposits are:
  • Prevent you from driving into the credit union branch or ATM
  • No more waiting time to deposit paychecks thus saves time.
  • Avail the free online banking services.
To avail, such services of Direct Deposit one needs to sign up. Here’s is the way of how to proceed.
  • Obtain the form for the employer
  • Add your account information and routing number
  • The routing number for LMCU is 272480678

Wire Transfer 

Wire Transfer is one of the safest and most convenient ways to transfer money to any bank account. The domestic wire transfer processes within 24 hours to 48 hours. On the other hand, the international wire transfer process securely in the LMCU account within 30 days.

Domestic Wire Transfer

For processing the domestic wire transfer in the LMCU account, one needs to enter the beneficiary details like

  • Account number
  • Beneficiary name
  • Beneficiary address
  • Bank routing number

Enter the right routing number and account details to prevent any error.

International Wire Transfer

The international wire transfer in the Lake Michigan Credit Union takes place through the intermediary bank.

Since the international wire transfer demands additional information, the SWIFT code. One need to enter the code along with the routing number and account number. The LMCU is the Credit Union and therefore it does not have SWIFT codes.

Still one can easily make an international wire transfer in an LMCU account by entering the routing number and SWIFT code of the intermediary bank with which the LMCU coordinates.

The bank then makes the domestic wire transfer in the LMCU account by following the steps mentioned above.

LMCU Locations

Now know the different LMCU locations and LMCU hours to meet up the team and your desired task without any inconvenience.
Spread in 50 different locations of Michigan and Florida, the branch of Lake Michigan Credit Union can be easily located.
The credit union branch is in Kalamazoo, Grand Rapids, Holland, Grand Haven, and Traverse City.
Grab the complete detail of the LMCU location and hours in the table below.
LMCU Location Hours
Grand Rapids NE Locations Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed or 9:00 AM-1:00 PM
Grand Rapids NW Locations Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed or 9:00 AM-1:00 PM
Grand Rapids SE Locations Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed or 9:00 AM-1:00 PM
Grand Rapids SW Locations

 

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed or 9:00 AM-1:00 PM
Ottawa County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed or 9:00 AM-1:00 PM
Washtenaw County Locations

 

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed
Collier County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed
 Lee County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed
Kent County Locations

 

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: 9:00 AM-1:00 PM
Oakland County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: 9:00 AM-1:00 PM
Kalamazoo County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: 9:00 AM-1:00 PM
Wayne County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: 9:00 AM-1:00 PM
Muskegon County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: 9:00 AM-1:00 PM
Charlotte County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed
Saginaw County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: 9:00 AM-1:00 PM
Hillborough County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: Closed
Grand Traverse County Locations

Mon-Thurs: 9:00 AM-5:30 PM
Fri: 9:00 AM-5:00 PM
Sat: 9:00 AM-1:00 PM

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