Do you know your DCU Routing Number? If not, then here is a complete detail of the DCU and the routing number associated with it.

DCU Credit Union

The DCU credit union or the Digital Federal Credit Union is a regional bank chain in New England. It has more than 800,000 member’s offers many benefits to its clients. The DSU locations are at different regions of Massachusetts and New Hampshire with a total of 6,800 branches.

If you are one among those 800,000 people who are reaping its services then it is essential for you to know its routing number but before moving further here is a brief about the DCU Credit Union.

DCU Routing Number

DCU insured federally through the National Credit Union Share Insurance Fund (NCUSIF). It was created by Congress in 1970 to ensure the deposit of associated members in the federal credit unions. NCISIF is administered by the NCUA (National Credit Union Administration) and offers minimum insurance on the Credit Union Member deposit.

The DCU offers the following advantages to its member:

Flexibility: The member can deposit any check like Payroll, Retirement, and Social Security into their DCU account.

  • Speed: It offers great speed for and keeps the funds ready two days prior of its use.
  • Convenience: It offers great convenience and prevents members from rushing to the ATM for depositing their checks.
  • Safety: It offers complete security and keep your check safe from being stolen or lost.
  • Support: The bank offers complete support to its members and helps in building long-term savings easier.

Apart from this if you want to make an international transfer or save a lot of funds then this is the bank on which you can rely upon.

DCU Locations

Find the DCU locations and ATM branches in the table below:

DCU MA Branches
S.No. DCU Locations Address
01. Acton, MA Powdermill Plaza, 100 Powdermill Road (Route 62)

Acton, MA 01720

02. Andover, MA Shawsheen Plaza

209 North Main Street (Route 28)

Andover, MA 01810

03. Burlington, MA 15, Greenleaf Way

Burlington, MA 01803

04. Fitchburg, MA 350 John Fitch Highway

Fitchburg, MA 01420

05. Framingham, MA 60 Worcester Road (Route 9 East)

Framingham, MA 01702

06. Franklin, MA 500 West Central Street

Franklin, MA 02038

07. Leominster, MA 210 New Lancaster Road

Leominster, MA 01453

08. Lexington, MA 1751 Massachusetts Avenue

Lexington, MA, 02420

09. Littleton, MA The Point

207 Constitution Avenue

Littleton, MA 01460

10. Lowell, MA 564 Bridge Street

Lowell, MA 01850

11. Marlborough, MA 279, East Main Street (Route 20)

Marlborough, MA 01752

12. Marlborough, MA 865 Donald Lynch Boulevard

Marlborough, MA 01752

13. Methuen, MA 2 Broadway (Route 28)

Methuen, MA 01844

14. Tyngsborough, MA 378 Middlesex Road

Tyngsborough, MA01879

15. Waltham, MA 130 Lexington Street

Waltham, MA 02452

16. Westborough, MA Westborough Shopping Center

18 Lyman Street

Westborough, MA 01581

17. Worcester, MA 131 Gold Star Boulevard (Route 12N)

Worcester, MA 01606

18. Worcester, MA 225 Shrewsbury Street

Worcester, MA 01604

19. Worcester, MA Worcester Crossing/Walmart Supercenter Plaza

11 Tobias Boland Way (Off Route 146)

Worcester, MA 01607


DCU NH Branches
S.No. DCU Locations Address
01. Hudson, NH 257 Lowell Road (Route 3A)
Hudson, NH 03051
02. Manchester, NH 369 South Willow Street, (Route 28)
Manchester, NH 03103
03. Merrimack, NH 19 Premium Outlets Boulevard

Merrimach, NH 03054

04. Nashua, NH Somerset Plaza

379 Amherst Street (Route 101 A)

Nashua, NH 03063


Routing Number DCU

Having a checking or savings account with DCU account and used online money transfer services frequently then you can does so by knowing the DCU bank routing number.

A routing number is a nine-digit number that is issued by each financial institution of the US.

This nine-digit code is known by a different name as routing number, ABA number and routing transit number or RTN. Each credit union or financial institution has a unique routing number thus it works as identification for the bank.

Some banks have multiple routing numbers but when considering the DCU it has a single routing number i.e. 211391825. This number helps you to sign up for your direct deposit and to transfer funds electronically from the account.

The first segment of the routing number, the first four digits is the Federal Reserve Processing Symbol. The first two digits among four represent the Federal Reserve district that serves the financial institution. For eg. 03 is used for Philidelphia while 07 is for Chicago, while the next two digits signifies the Federal Processing Symbol and are thus used to identify the regional processing center.

The second segment of the DCU bank routing number is again the set of four digits that are used to reveal the financial institution.

The last set is a single digit that is also called a check digit. This digit is highly useful and is used to validate the number to prevent fraud.

How to Find Routing Number for DCU?

Finding a DCU routing number is easy and convenient and one can find it easily within seconds by one of the following ways:

  1. By visiting the Company’s Website: Scroll your mouse to the bottom of the homepage of the website. See the right-hand side of the page. Here you will find the ABA number of the respective bank.
  2. Look up your checks: Pull your checkbook out. You will see the three sets of numbers at the bottom of the check. Among these three-set, the first one is the routing number of the bank, the second set is the account number and the last is the specific check number.
  3. Calling Customer Care or Information Center: Also, you can contact the team of DCU bank and grab the information related to the routing number. The information number for the DCU bank is 800-328-8797. You can contact them between the working hours from 8 a.m. to 9 a.m. from Monday to Friday.
  4. On our website: Last but not least, you can grab the maximum detail of the bank and the respective routing number by visiting our website.

DCU Bank Routing Number for Wire Transfers

For making direct deposit and wire transfers there is another number similar to the routing number on their checks called ACH number. This number is useful for those who often remain associated with financial transactions with different banks.

Another important set of numbers is the 11-digit code called SWIFT code. This code is useful for making an international transfer. SWIFT code is the acronym for Society for Worldwide Interbank Financial Telecommunication.

Unlike many other banks, DCU banks do not have any SWIFT Code or IBAN. In this case, if you receive any money from the international bank then it is done through the intermediary institution with the fees charged over it.

DCU Mortgage Rates

With all the important benefits, the major advantage of connecting with the DCU bank is it provides fixed rates mortgage.

Fixed-rate mortgage offers peace of mind and assures that the monthly principal and interest against the loan remain the same for the whole tenure for which you have taken a loan.

DCU offers exceptional services of loan and it is provided for:

  • New Home Purchases or Refinancing
  • 3% Down Program: The 1-unit primary residence is eligible for the 30 years program with the lender paid mortgage insurance.
  • Terms up to 30 years: The bank allows its members to find the monthly payment as per your budget.
  • 60-days rate lock
  • Fixed-Rate Mortgage Rates

The fixed-rate mortgage rate for the loan up to the amount of $484.350 with no points.

Terms Points Interest Rates APR EMP per $1000
30-year fixed3 0 points 4.250% 4.48% $4.92
30-year fixed4 0 points 3.750% 3.85% $4.63
20-year fixed4 0 points 3.625% 3.76% $5.86
15-year fixed4 0 points 3.375% 3.55% $7.09
10-year fixed4 0 points 3.125% 3.37% $9.71


Jumbo-Fixed Rate Mortgage Rates

Here is the complete detail of the fixed mortgage rates for loans over $484.350 with no points

Terms Points Interest Rates APR EMP per $1000
Jumbo 30-year fixed3 0 points 3.750% 3.78% $4.63
Jumbo 15-year fixed4 0 points 3.375% 3.43% $7.09
Jumbo 10-year fixed4 0 points 3.125% 3.16% $9.71


Bottom Line

This is all the essential information that one must grab if they have an account or checks in the DCU bank.