Looking for the details and the right BOA routing number to make convenient and secure transactions? Find the full detail of the routing number BOA below.
About the Bank of America
Bank of America the second largest bank in the United States has its headquarter in Charlotte, North Carolina. The bank was established in 1923 but when traveling back to the time, the bank has its history associated with another bank like JPMorgan, Chase, Wells Fargo and Citibank.
Bank of America is bank associated with offerings like lending, trading in financial instruments and other commercial activities.
Today the bank offers multiple and hi-tech services including online banking. Among the top services of the bank, some are:
- Credit Cards
- Automobile Loans
- Home Equity Products and a lot more.
The US banks and other financial institutions use the routing number as an identification code. A routing number is made of 9 digits codes that the bank used to process the Fedwire fund transfers. Along with this, the ACH network needs them to process the electronic fund transfer like direct deposits and bill payments.
Find the BOA Routing Number
The routing number can be one or multiple as per the bank size. Considering the Bank of America, it has multiple routing numbers that correspond to the state in which the bank is located. For example:
BOA Routing Number Florida is 063100277
BOA Routing Number California: 121000358
Apart from the BOA routing number CA and Florida, there are many numbers in the list that is provided in the table below.
|Bank of America Routing Number|
|Illinois, Chicago Metro||081904808|
|Missouri West/Kansas City||081000032|
How Bank of America Routing Number Work?
To reap the best advantage of the banking services, one needs to make the efficient use of the routing number. For online banking services, transferring money, paying bills online you need to enter the bank routing number.
How to Find the Routing Number?
Finding the routing number is no more difficult and one can find them easily on different sources.
On the Check: Do you have the personal check of the Bank of America, and then you can find them easily on the bottom left corner of the check. The first code of nine digits is the routing number
On the Bank’s Website: Login to your internet bank account and visit the information and services tab. Here you will find the routing number corresponding to your bank’s location.
On Mobile App: Sign in to your account and click on the Accounts Overview tab. Select the Checking or saving account and scroll down to choose the Account details heading to find the routing number.
By Calling Customer Care: Call the bank customer care at 800-432-1000 on weekdays between 8 am-11 pm and on the weekend between 8 am to 8 pm. Provide the details of your bank account and confirm your bank routing number from them.
How does the BOA Routing Number Work?
Many people find it difficult to understand the routing number but that is not true. These numbers are easy and help the one to identify your account.
Importance of Routing Number
For making the best use of the banking service, one needs the routing number. Even for the money transfer, one needs the details of the routing number along with the account number.
In the case of the wire transfer, one needs to enter the separate routing number and the BIC code for the international wire transfers. The number plays a vital role in the number of financial vehicles like IRAs, prepaid cards, and savings accounts. Also, the number is used for Automated Clearing Account (ACH) deposit, paying bills online and depositing check.
Since the number works as an identification unit, therefore it is used to eliminate all sorts of confusion hence process the transaction faster.
BOA Routing Number for Domestic/International Wire Transfers
Sending money via wire transfer is one of the fastest, reliable and the most convenient way than the ACH transfer. For making a wire transfer to the bank account and another bank account one needs to enter the Bank of America account using the routing number 026009593.
- Domestic Transfer
For making a domestic transfer the routing number for BOA is 026009593.
For sending money
Enter the name and location of the recipient’s bank
Account Number of the Recipient
Wire transfer routing number of the recipient bank.
- International Transfer
For making an international transfer, one needs to enter another code, SWIFT Code along with the bank routing number. The SWIFT code of BOA depends on the currency:
For US Dollars: BOFAUS3N
Foreign Currency: BOFAUS6S
Not Sure: BOFAUS3N
For processing an international transfer, one need to enter the following details:
Recipient Bank Name, Address, and Country
Recipient Account Number
SWIFT Code of the Recipient Bank
The currency of the Recipient Bank
|Bank of America Wire Transfer Number|
|Domestic Wire Transfer||26009593|
|International Wire Transfer||26009593|
|SWIFT Code-Incoming US Dollar||BOFAUS3N|
|SWIFT Code-Incoming Wire (Foreign Currencies)||BOFAUS6S|
In all the Bank of America routing number is used to manage finances, Confirm the number twice before processing the transaction and for setting up the direct deposit and automatic transfer.